Helping You Plan Your Financial Future

Welcome to my Web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.

I hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. I have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, I hope you see the value of working with skilled professionals to pursue your financial goals.

I'm here to help educate you about the basic concepts of financial management; to help you learn more about me and Cerbat Investment Services, LLC; and to give you fast, easy access to market performance data. I hope you take advantage of this resource and visit often. Be sure to add the site to your list of "favorites" in your Internet browser. I frequently update the information, and wouldn’t want you to miss any developments in the area of personal finance.